Progressive is good
Word of advice though
Get insurance coverage secured "BEFORE" you sink it.
Works much better that way. I know.
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| Insurance questions http://mudmotortalk.com/mmt_v2/viewtopic.php?f=2&t=2090 |
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| Author: | forever draggin [ Thu May 14, 2009 12:56 pm ] |
| Post subject: | Insurance questions |
Ok guys a friend of mine is looking into getting a loan for getting a boat built by a shop like aucoin or breaux or hanko for example to put a pro drive on. He is trying to get his ducks n a row to make sure that its affordable to him. Being that its a loan he is required to have insurance. He was callin every insurance company in the phone book to get a quote and they all told him that they do not insure custom built boats, only manufactered ones. So..those of u who have custom built boats and home built boats who r u guys using to insure them? |
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| Author: | PaulDarensbourg [ Thu May 14, 2009 1:01 pm ] |
| Post subject: | Re: Insurance questions |
Progressive Call David at baton rouge insurance ageny and tell him I sent you. Tell him its a boat like mine and he can compare it to my policy. 225-293-7350 |
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| Author: | River [ Thu May 14, 2009 1:28 pm ] |
| Post subject: | Re: Insurance questions |
Progressive is good Word of advice though Get insurance coverage secured "BEFORE" you sink it. Works much better that way. I know.
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| Author: | slambin [ Thu May 14, 2009 1:53 pm ] |
| Post subject: | Re: Insurance questions |
call at Farm Bureau office down there and ask for Chris Fakier. If he's got his auto insurance with us we can write an inland marine policy on it. If not they can write it through progressive or foremost. Office is in Thibodaux. the office number is 985-447-3870. Also he could try to get a boat loan through Farm Bureau Bank. He'll have to ask for Mandy Lagarde, shes the FSR over there. |
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| Author: | basinlover [ Thu May 14, 2009 2:17 pm ] |
| Post subject: | Re: Insurance questions |
All you have to do is have a marine surveyor take a look at it and then write a report then you take it to your insurance aggency and will have the info they need to insure it. I used a guy out of Morgan City. Done this on my house boat and all my homemade boats. Will probably cost 100-200 bucks though. |
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| Author: | POKER1 [ Thu May 14, 2009 2:21 pm ] |
| Post subject: | Re: Insurance questions |
Progressive never questioned anything. I pay about 18.00 a month full coverage. |
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| Author: | forever draggin [ Thu May 14, 2009 2:51 pm ] |
| Post subject: | Re: Insurance questions |
I called progressive and they asked what the manufacterer is and when I explained it was a custom built aluminum boat they said they don't insure it |
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| Author: | Wilson [ Thu May 14, 2009 2:55 pm ] |
| Post subject: | Re: Insurance questions |
My State Farm agent in BR wrote the policy for my Gatortail. Not sure if it's the same thing though, GT might be considered a manufacturer. Basin, who did you get your houseboat insurance through? I'm having a hell of a time finding someone to write a policy on the one we are building. |
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| Author: | slambin [ Thu May 14, 2009 2:59 pm ] |
| Post subject: | Re: Insurance questions |
tell them that it is a Gator-Tail..Pro-Drive.. Aucoin's....etc. Dont tell them it is a custom hull. I work for Farm Bureau Insurance and that is how we get around that. This is how i wrote my IM policy on my boat |
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| Author: | Gatorpoint [ Thu May 14, 2009 3:36 pm ] |
| Post subject: | Re: Insurance questions |
State Farm insures my Brother Breaux skiff. Was open and upfront with them about everything and never had a problem. |
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| Author: | TexasProud [ Thu May 14, 2009 3:40 pm ] |
| Post subject: | Re: Insurance questions |
Get REPLACEMENT clause - avoids hassles if totaled in first three years Progressive wrote me a check for every penny including taxes and title fee when mine got hit by a car while trailering to the boat ramp |
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| Author: | Sand Man [ Thu May 14, 2009 3:59 pm ] |
| Post subject: | Re: Insurance questions |
To each his own, but financing a boat that isn't built yet is a slipery slop! Progressive here. Worth it's weight in GOLD!  less than $20 a month.
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| Author: | River [ Thu May 14, 2009 8:37 pm ] |
| Post subject: | Re: Insurance questions |
| Author: | forever draggin [ Thu May 14, 2009 8:42 pm ] |
| Post subject: | Re: Insurance questions |
ill let him know, thanx guys. |
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| Author: | POKER1 [ Thu May 14, 2009 8:45 pm ] |
| Post subject: | Re: Insurance questions |
Thats probably the key. I just showed them the registration that said it was a Charles Leonard hull. |
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| Author: | Brinkleydog [ Thu May 14, 2009 9:11 pm ] |
| Post subject: | Re: Insurance questions |
Got mine through my Farmers agent.....think its with formost..... cost me out the ass at 396 a yr for 19.5K of coverage..... That don't include other people hunting stuff in the boat .... Have fun and make sure u get enough coverage. |
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