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| Insurance on homebuilt boat http://mudmotortalk.com/mmt_v2/viewtopic.php?f=2&t=54722 |
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| Author: | belly_up [ Fri Jul 11, 2014 6:01 pm ] |
| Post subject: | Insurance on homebuilt boat |
Has anyone had to deal with getting insurance on a homebuilt boat? If so what did you need to do and who is your provider. My agent is having issues getting me coverage on a homebuilt 18x52 with new gtr and McClain. |
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| Author: | JLACOUR [ Fri Jul 11, 2014 6:06 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
I tried with my old boat but nationwide said no. You might be able to work a deal with an established builder... |
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| Author: | belly_up [ Fri Jul 11, 2014 6:37 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
Surely somebody will cover it |
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| Author: | BoatDR [ Fri Jul 11, 2014 6:52 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
I hear this complaint from alot of people that try to save a buck and buy a boat that is not made from a manufacturer. What the insurance company is looking for is some sort of established value, so what will happen is the insurance company will hire (at your expense of course) an independant marine surveyor to establish that 1) the boat is sea worthy, and 2) what it is worth.........not all companies do this, so shop around for one that will insure you with the least amout of trouble. |
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| Author: | tyler_johnson [ Fri Jul 11, 2014 7:05 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
Allstate! 224 a year for $21500 worth of coverage on my DFOU special! Sent from my XT907 using Tapatalk |
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| Author: | belly_up [ Fri Jul 11, 2014 7:29 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
Thanks for the help. I'll keep shopping and check with allstate |
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| Author: | CootSlayerRMFT [ Fri Jul 11, 2014 7:37 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
Allstate didn't have any trouble insuring mine either. Sent from my iPhone using Tapatalk |
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| Author: | calphil [ Fri Jul 11, 2014 7:48 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
Farm bureau has mine .. Like $180 yearly and all I did was snap a couple pics and tell them what the total value was $18000 |
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| Author: | T-Bubba [ Sat Jul 12, 2014 5:58 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
State Farm 265 a year. |
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| Author: | xYouAreBoyx [ Sat Jul 12, 2014 7:13 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
Try markel insurance. That's who usaa sent me to when they didn't have a policy for my boat. Sent from my iPhone using Tapatalk |
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| Author: | Frog [ Sat Jul 12, 2014 7:31 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
Charter lakes |
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| Author: | Bayoublackhunter [ Sat Jul 12, 2014 8:24 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
All state wanted 750 a year for mine |
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| Author: | AKA Freshwaterkilla [ Sat Jul 12, 2014 9:22 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
I pay 350$ a year for 20000 coverage Sent from my iPhone using |
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| Author: | sas8819 [ Sat Jul 12, 2014 9:34 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
$204 a year for $20,000 of coverage with State Farm on my Uncle J. |
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| Author: | CootSlayerRMFT [ Sat Jul 12, 2014 9:52 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
Correction: Mine is State Farm, not Allstate. $170 per year for $17,000 replacement and $300,000 liability/personal injury. Sent from my iPhone using Tapatalk |
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| Author: | doubleBanded [ Sat Jul 12, 2014 3:52 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
State Farm an forgot what I pay but it ant much compared to my coverage |
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| Author: | skinnerton_outlaw [ Sat Jul 12, 2014 6:36 pm ] |
| Post subject: | Re: Insurance on homebuilt boat |
Mine is with Allstate, it's like $200 a year. |
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| Author: | belly_up [ Tue Jul 22, 2014 5:12 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
Charter lakes got me covered. Good people to work with. Thanks |
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| Author: | DrahthaaRunner [ Tue Jul 22, 2014 6:33 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
Just insure the boat for a set value not the value of the boat that is what people up here do. That way it won't depreciate each year and if you total it you get half what it's worth. Sent from my iPhone using Tapatalk |
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| Author: | DrahthaaRunner [ Tue Jul 22, 2014 6:33 am ] |
| Post subject: | Re: Insurance on homebuilt boat |
Just insure the boat for a set value not the value of the boat that is what people up here do. That way it won't depreciate each year and if you total it you get half what it's worth. Sent from my iPhone using Tapatalk |
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